tag:blogger.com,1999:blog-7944902213075756335.comments2024-03-18T15:38:20.232+08:00A Singaporean Stocks Investor (ASSI)AK71http://www.blogger.com/profile/16832145412062954289noreply@blogger.comBlogger41358125tag:blogger.com,1999:blog-7944902213075756335.post-75148388448313988372024-03-18T11:32:42.162+08:002024-03-18T11:32:42.162+08:00Hi SgFire,
It is a minefield.
Have to tread care...Hi SgFire,<br /><br />It is a minefield.<br /><br />Have to tread carefully. ;)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-15127274331102371262024-03-18T11:31:32.246+08:002024-03-18T11:31:32.246+08:00Hi SnOOpy168,
I have a T-bill laddering strategy....Hi SnOOpy168,<br /><br />I have a T-bill laddering strategy.<br /><br />So, I will strengthen each rung of the ladder with additional funds, if possible, so that returns are not lumpy.<br /><br />As for CPF OA savings, I have only used to buy T-bills and only two.<br /><br />Both pretty significant in size.<br /><br />If what we want is to generate reliable cashflow during retirement, then, we AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-60721100983406127512024-03-15T21:22:21.899+08:002024-03-15T21:22:21.899+08:00The environment has turned complex for nowadays fo...The environment has turned complex for nowadays for rental businessSgFirehttps://www.blogger.com/profile/13399451039465880644noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-47792669166008917602024-03-15T14:56:17.123+08:002024-03-15T14:56:17.123+08:00Curious as to whether you bid a lump sum or split ...Curious as to whether you bid a lump sum or split it into bite-size like $10k each? <br /><br />A painful lesson I learned is that if using CPF OA funds, the fees of buying, holding and redemption are almost $10 (i.e $5 for buying & redemption, $2/qtr x 2 per T-bill). <br /><br />So, if I have to buy, it has to be something generous size and not every $1k that I can muster and apply.<br /><brSnOOpy168https://www.blogger.com/profile/16073641443037165395noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-9411834014425059042024-03-14T15:26:05.339+08:002024-03-14T15:26:05.339+08:00Hi SgFire,
There is very little incentive for me ...Hi SgFire,<br /><br />There is very little incentive for me to add to my investments in business trusts and REITs for as long as DBS, OCBC and UOB are able to offer yields upwards of 6% p.a.<br /><br />This is especially when the banks have better looking numbers overall.<br /><br />Still, I am willing to hold on to investments made in the past as long as they are still able to pay me and do not AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-86853621568533518882024-03-12T16:50:51.533+08:002024-03-12T16:50:51.533+08:00Hi Ak, can you talk to yourself on ascott? Recent...Hi Ak, can you talk to yourself on ascott? Recent tourism and concert boom is benefitting hospitality industry.SgFirehttps://www.blogger.com/profile/13399451039465880644noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-18784280293937509052024-03-11T09:12:12.415+08:002024-03-11T09:12:12.415+08:00Hi Learner,
I try to keep things simple and as lo...Hi Learner,<br /><br />I try to keep things simple and as long as they work, they are good for me.<br /><br />If you find some other methods which work for you, that is all good too. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-21826653195464435582024-03-10T02:26:32.053+08:002024-03-10T02:26:32.053+08:00Thanks for your clarification, AK. :)Thanks for your clarification, AK. :)Learnerhttps://www.blogger.com/profile/12729611318825047532noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-70516778957764519312024-03-09T15:20:11.911+08:002024-03-09T15:20:11.911+08:00Hi Learner,
I always use the default settings. ;p...Hi Learner,<br /><br />I always use the default settings. ;p<br /><br />We can pull up the daily, weekly or monthly chart to look at different time frames.<br /><br />No need to fret about other settings. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-86172200317906141162024-03-08T17:46:53.745+08:002024-03-08T17:46:53.745+08:00Hi AK,
Thanks for your clarification. :)
Further...Hi AK,<br /><br />Thanks for your clarification. :)<br />Furthermore, for the RSI and MACD indicators using Yahoo Finance, may I pls know whether you're using the following default settings too?<br />1) RSI:<br />Period = 14<br />Field = Close<br />OverBought = 80<br />OverSold = 20<br /><br />2) MACD:<br />Fast MA Period = 12<br />Slow MA Period = 26<br />Signal Period = 9Learnerhttps://www.blogger.com/profile/12729611318825047532noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-80834470793682870442024-03-08T09:27:28.288+08:002024-03-08T09:27:28.288+08:00Hi Learner,
Those default parameters are good eno...Hi Learner,<br /><br />Those default parameters are good enough for me. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-76511436099571476472024-03-08T09:26:45.513+08:002024-03-08T09:26:45.513+08:00Hi Cath,
I don't know about Tiger or the othe...Hi Cath,<br /><br />I don't know about Tiger or the other one which reminds me of a farm animal. ;pAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-81164693038792528722024-03-08T09:25:38.515+08:002024-03-08T09:25:38.515+08:00Hi nch,
This is why investing in REITs with low g...Hi nch,<br /><br />This is why investing in REITs with low gearing to begin with is an important consideration.<br /><br />IREIT Global has a lot of headroom even now before it hits 50% gearing level.<br /><br />For an example of what happens if the limit is exceeded, look at Manulife US REIT. ;pAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-15913592398994242682024-03-08T00:58:07.841+08:002024-03-08T00:58:07.841+08:00Hi AK,
I'm trying out the MFI (Money Flow Ind...Hi AK,<br /><br />I'm trying out the MFI (Money Flow Index) indicator using Yahoo Finance, and am unsure whether to use the default settings or modify them: <br />Period = 14<br />OverBought = 80<br />OverSold = 20<br /><br />May I pls know what settings you use?Learnerhttps://www.blogger.com/profile/12729611318825047532noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-15260178022876272052024-03-05T20:52:47.028+08:002024-03-05T20:52:47.028+08:00Dear AK... sigh... I don't even know how to bu...Dear AK... sigh... I don't even know how to buy bank shares. I have a Tiger Broker account. LOL... Is that a good start? <br /><br />CathMatterhttps://www.blogger.com/profile/03793553289070375717noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-3884654332381835402024-03-05T16:50:03.852+08:002024-03-05T16:50:03.852+08:00Hi AK,
Hope you are doing well. Qns about iReits...Hi AK, <br /><br />Hope you are doing well. Qns about iReits Global, their aggregate leverage went up to 37.9% from 32% due to the decline in valuation in portoflio. <br /><br />In a way, this means that they have a less leeway to borrow and purchase into new assets.<br /><br />In general, what would happen to a reit if due to the decline in valuation, it breachs the limit % set by MAS? <br /><brnchhttps://www.blogger.com/profile/03116026111964174259noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-39414820748332395612024-03-04T15:44:08.271+08:002024-03-04T15:44:08.271+08:00Hi HH,
I will release a video this evening regard...Hi HH,<br /><br />I will release a video this evening regarding DBS in response to what some other social media influencers have said.<br /><br />My plate is quite full.<br /><br />Not looking at other stocks. ;pAK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-48399476486756788922024-03-04T15:42:24.945+08:002024-03-04T15:42:24.945+08:00Hi Wisely,
I listened to the videos using my tabl...Hi Wisely,<br /><br />I listened to the videos using my tablet and also mobile phone, the volume is OK.<br /><br />Not very soft to me.<br /><br />Hmm...AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-23656070664630018242024-03-04T15:40:55.398+08:002024-03-04T15:40:55.398+08:00Hi s2nw2g,
As long as it works for you and you fe...Hi s2nw2g,<br /><br />As long as it works for you and you feel happy with the strategy, all is well. :)AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-29438945420060500302024-03-04T15:39:45.433+08:002024-03-04T15:39:45.433+08:00Hi TDT,
Personally, I expected them to stop CPF s...Hi TDT,<br /><br />Personally, I expected them to stop CPF shielding one way or another when I blogged about the matter a few years ago.<br /><br />However, I was surprised by the removal of the SA in order to plug the loophole.<br /><br />Yes, the CPF should be a cornerstone in our retirement funding strategy and for those of us who are financially more comfortable, we should have other AK71https://www.blogger.com/profile/16832145412062954289noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-66911825418530141222024-03-02T17:04:10.545+08:002024-03-02T17:04:10.545+08:00Capitaland looks interesting for a deep value play...Capitaland looks interesting for a deep value play. AK, are u looking? 😀HHhttps://www.blogger.com/profile/16319147182580936583noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-20609844956767239472024-03-02T17:02:51.363+08:002024-03-02T17:02:51.363+08:00Hi AK, had a real hard look at all the banks. DBS ...Hi AK, had a real hard look at all the banks. DBS seems to be the standout one. Higher dividend yield and ROE. Hopefully the share price drop 10% after the bonus share as some has mentioned. :pHHhttps://www.blogger.com/profile/16319147182580936583noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-90399454102995631192024-03-02T15:04:12.082+08:002024-03-02T15:04:12.082+08:00Hi AK,
Try listening to your youtube channel but t...Hi AK,<br />Try listening to your youtube channel but to the max volume still quite soft.Is it possible to increase your mic volume in the youtube channel when you speak?<br />Wiselyhttps://www.blogger.com/profile/07945424976771585051noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-79011179184031879522024-03-01T18:31:58.513+08:002024-03-01T18:31:58.513+08:00Hi
AK, but since I already have it out of my OA, ...Hi<br /><br />AK, but since I already have it out of my OA, I already lost that 1 mth earlier. Subscribing t bill again or put back, I thought I at least get some interest in Apr fr Tbill, vs nothing for OA.s2nw2ghttps://www.blogger.com/profile/00423993572348833887noreply@blogger.comtag:blogger.com,1999:blog-7944902213075756335.post-75199637491748636412024-03-01T17:56:00.444+08:002024-03-01T17:56:00.444+08:00The CPF to me is just another type of life annuity...The CPF to me is just another type of life annuity which I can rely upon when I reach my retirement. <br /><br />Personally, I believe in having a diversified source of income from different platforms. I have been maintaining another life annuity from private insurance which will also start paying me at 65. This along with other passive income mechanisms which I have built over the years should The Dreamzola Travellerhttps://www.blogger.com/profile/15728824984872072804noreply@blogger.com