Aiyoh. I am just another lazy fellow. Prudent enough but not particularly smart.
At 40, I think you would be financially pretty comfortable if not for the housing loan. ;)
If you were to sell your condo and get a resale HDB 3 room flat, you would probably be debt free and free to do whatever you want without having to go back to the corporate world which you hate!
We need a home but we don't need a condo. :)
1. Sell HDB flat to buy a condo.
2. Parents asking me to buy a condo.